Long Term Disability (LTD)
LTD Insurance policies are available to workers through their employer. LTD insurance is designed to provide replacement income should an employee become disabled. If an employee's illness extends past a certain initial qualifying period, the person may be eligible for LTD benefits.
Unfortunately, insurance companies often deny valid disability claims. In such circumstances, it is necessary to hire a representative to ensure that you receive the benefits you are entitled to. If the matter is not successfully negotiated and a settlement is not reached, we are well-appointed to bring your matter to trial.
You may be entitled to LTD insurance for the following illnesses:
- Post Traumatic Stress Disorder (PTSD);
- Chronic Pain;
- Musculoskeletal injuries (back problems);
- Heart Disease;
- Carpal Tunnel Syndrome (CTS); or